Privacy Policy

Global Debt Monitor is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your rights regarding your data.

1. Information We Collect

• Payment Information: When you purchase ad removal, payment processing is handled securely by Stripe. We do not store credit card information on our servers.
• Recovery Codes: We store recovery codes in our secure database to allow you to restore ad-free access across devices.
• Cookies: We use a single cookie ("adFree") to remember your ad-free status on your device. This is an essential cookie for service functionality.
• Analytics: We do not collect any personal analytics data. The app fetches public debt data from the World Bank API.

2. How We Use Information

• Recovery codes are used solely to restore your ad-free access when you switch devices or browsers
• The "adFree" cookie is used to hide advertisements for users who have paid
• No personal information is shared with third parties except as necessary for payment processing through Stripe

3. Third-Party Services

• Stripe: For payment processing. View Stripe's privacy policy at stripe.com/privacy
• Adsterra: For displaying advertisements to non-paying users. Adsterra serves both native and banner ads on our platform. View Adsterra's privacy policy at adsterra.com/privacy-policy
• World Bank API: For fetching public debt data. No personal information is sent to this service.

4. Data Security

We implement industry-standard security measures including:

• HTTPS encryption for all data transmission
• Secure JWT tokens for authentication
• HttpOnly cookies to prevent XSS attacks
• Rate limiting on recovery code attempts
• Secure database storage for recovery codes

5. Your Rights

• You can request deletion of your recovery code at any time
• You can clear cookies to remove ad-free status from a specific device
• No account creation is required, maintaining your anonymity

6. Data Retention

• Recovery codes are stored indefinitely unless you request deletion
• Cookies expire after 10 years or when cleared by the user
• No logs of personal browsing activity are maintained

7. Children's Privacy

Our service is not directed to children under 13. We do not knowingly collect information from children under 13.

8. Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated revision date.

9. Contact

For privacy-related questions or to request data deletion, please contact us through the Replit platform where this app is hosted.